Rental Car Insurance Coverage

my wife and I were traveling from her parent's home in Arkansas back to Tennessee. While driving on the hwy in tennessee we sustained car damage from flying tire debris. We did not get rental car insurance coverage from the car rental company. Would I have any coverage on my own?


So sorry to hear about that.

You should first contact the company that you rented from,, to see if they require you to fill out any kind of accident/damage report. Some companies even attach an incident report form to their contracts.

Where you didn't purchase rental car coverage from the car rental company, you should contact your personal automobile insurance company to see if you have any sort of collision or damage coverage for damages to a rental car.

You also should check with the issuer of the specific credit card that you used to rent the car.... American Express, Visa, Mastercard, Diners Club and Discover cards often have rental car insurance as a cardholder benefit. Make sure to get information on all the terms, conditions and/or restrictions of coverage, if you find your credit card offers such a benefit.

Hope this helps.

Read more about:

What if you have an Accident in a Rental Car?
Car Rental Insurance Overview
Personal Auto Insurance Coverage for Car Rental
Car Rental CDW and LDW Coverages
Car Rental Credit Card Coverages


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